Contact us

Frequently Asked Questions

Why Should I Use TAG REFUND INC?

Disability law and tax law in particular are complex and there are tens if not hundreds of thousands of dollars at stake for a successful application. At times the amount of money at stake are so large it is life changing. The system is complex and there are many pitfalls. TAG has over 30 years of combined legal and tax experience to help and successfully guide you through the process.

We specialize in helping people with disabilities and their families obtain all of the benefits available to them under the Income Tax Act.  We have the experience and know how to get you all of the money the Government says you are entitled to. TAG will get you and your family the maximum amount of money the law says you are entitled to.

TAG is a full service success based organization.  TAG’s professional staff is knowledgeable, attentive and courteous.  Ultimately, our task is to do all things necessary for and on behalf of a client to take them through the application process, from start through to approval and then to completion of the tax refund stage, leaving no detail left undone and most importantly ensuring that you obtain all of the financial benefits that you are entitled.

Best of all, we do not charge any up-front fees whatsoever for our service.  We will only charge you a fee if we are successful in getting you a tax refund and our fee is due when you actually receive your money.

The easiest way to determine if you or a family member qualifies is to contact the experts at TAG.  Simply call 1-888-824-7338 and we can answer any questions you may have.  You may be surprised to learn that you or someone you know qualifies for and is entitled to tens of thousands of dollars from the Government of Canada. Let the tax system of Canada finally help and not hurt you. Of course all calls are strictly confidential and there is never a change unless we are successful in getting you money back from the Government of Canada.

You may also want to determine from the list below as to whether you, your child or another family member is eligible:

To qualify you must meet the following conditions:

1. You must be Canadian:  The program is open to all Canadians of every age from the youngest of children to the oldest of adults.  The financial benefits available to you and your family will vary depending on your age or your child’s age.  For example, for people under fifty years of age and this includes children, the Government will give you up to $90,000 to put into a Retirement Savings Plan to help you save for retirement and give parents the peace of mind to knowing that there is adequate money to provide for your child’s future needs.  For many people the benefits will be life changing as the benefits can be well in to the hundreds of thousands of dollars over time. You owe it to yourself and your family to call the experts at TAG to see what help is out there for you.

2. Your medical condition must last for a year:  Your problem or difficulty must be expected to last for at least one year or more.  The problem does not have to be new. It can be a long standing difficulty and the longer you have had the problem the more money there is available to you and
your family.

3. Your condition makes it hard to do 1 or more of the basic activities of daily living:  You may have heard the phrase “basic activities of daily living” before as it is used in many disability programs.  For the purpose of our programs, it simply means that your problems or difficulty results in you having a problem with any one or more of the following nine categories:

  • Walking | Hearing | Bowel or Bladder Functions
  • Dressing | Seeing | Mental Functioning
  • Eating | Speaking | Life Sustaining Therapy

You only need a problem in one of those categories to qualify. You may be surprised to learn that you or someone you know has a qualifying condition that will open the door to these massively generous benefits from the Government of Canada.

Simply put the benefits are money now, tax savings every year in the future which is money every year in the future and then there is money for your retirement if you are under fifty years of age.

For everybody, including children through to seniors, there is approximately up to $15,000 available immediately and then approximately $1,500 every year thereafter.

For children the yearly benefit increases to approximately $1,650 per year as a result of a yearly supplement that is available.

For everyone under 50 years of age, including children, there is up to $90,000 available from the Government of Canada to help you fund your Registered Disability Savings Plan. This is in addition to the $15,000 mentioned above.

For children you can add another $24,000 that is available immediately and then approximately $2,600 every year thereafter until your child turns 18.  Even if your child is now 24 or 25 years old, we can still recover thousands of dollars for you.  For parents there is the added benefit and peace of mind in knowing that your child will have enough money to provide for their future financial needs.  The Government of Canada has given all of us the tools to do this, you just have to take the step of setting it all up for your child.  You can also call our tax experts and we will set it all up for you.  It is what we do.  For children the benefits can be in the hundreds of thousands of dollars over time. The amount of money at stake is massive and calling the experts at TAG may be the most important financial call you ever make.

For working adults there is up to $4,500 that is available immediately and then approximately $450 every year thereafter.

For those blessed souls who help a family member there is up to $6,000 that is available immediately and then approximately $600 every year thereafter.

There are reduced rates available on Land Transfer Tax when you buy a home. There is money to renovate your home to make it more suitable to your needs.  There is now even more money for people who care for a loved one who is unable to care for themselves.  The benefits are many and are massive.  To find out more on a strictly confidential nature call the experts at TAG at their toll free number 1-888-824-7338.  We are here to help.

I Didn’t Know About These Disability Benefits But Have Had a Disability or Problem for Years. Can I Get Money Back From Past Years?

It also means additional money every year into the future as well.  The Child Disability Benefit is part of the Canada Child Tax Benefit and it provides a massive supplement to the Canada Child Tax Benefit.  The interesting part of this program is that the benefit is available even if you do not pay income taxes.

Even if your child is now 24 or 25 years old, we can still recover thousands of dollars for you.

This program is one part of the Government’s efforts to provide parents with the peace of mind in knowing that your child will have enough money to provide for their future financial needs. When you combine the Child Disability Benefit with the money available for the Disability Tax Credit and then add in the benefit from an RDSP the amount of money available is staggering.

The Government of Canada has given all of us the tools to do this, you just have to take the step of setting it all up for your child. You can also call our tax experts and we will set it all up for you.  It is what we do.  For children the benefits can be in the hundreds of thousands of dollars over time. The amount of money at stake is massive and calling the experts at TAG may be the most important financial call you ever make.

The RDSP is surely the best or at least one of the best programs the Government of Canada has ever come up with.  You can only get an RDSP once you have first qualified for the Disability Tax Credit.

When combined with a proper financial plan, an RDSP can literally translate into hundreds of thousands of dollars for a person.  The Government of Canada will give you up to $90,000 to contribute toward your RDSP and when this money is invested properly, it can grow to fantastic amounts of money over time. Once you turn fifty years of age the Government contributions end.

One of the benefits of working with TAG is that we are experts in the RDSP and we will ensure that it is properly set up and done right so that from the onset you will have all of the money you are entitled to from the Government of Canada.

There are significant complexities to an RDSP and it would be our absolute pleasure to discuss how this program may benefit you and your family.

No. There are no restrictions on what you can do with the money we help you get back. It’s your money and you can do with it as you choose and best of all it is all tax free and will not affect any of your other benefit programs.

Once TAG has completed your application, we will submit it to the Canada Revenue Agency for them to process. It takes approximately 3 to 6 months to obtain a refund. Once the refund arrives, you will then and only then owe TAG their fees which I am sure you will agree, would have been well earned by TAG at that point in time.

It is not automatic but if you qualify for those programs, in most instances you will also qualify for these programs.  There is a unique criteria for eligibility for the Disability Tax Credit which makes it similar to those programs but also very different.  For example, work is not one of the criteria for the eligibility as it is for many other disability programs.

The good news is that if you qualify for the Disability Tax Credit and are under 50 years of age you will also qualify for the Registered Disability Savings Program and be eligible for up to $90,000 from the Government of Canada to help you fund it.

Disability law is complex and you owe it to yourself to call the experts at TAG to ensure that you are receiving all of the benefits the Government says you are entitled to.  By working with the disability experts at TAG we materially increase your chances of success.

To make it easy for you we have put together a list of some of the diseases that lead to qualification.  As you go through the list of diseases please keep in mind that there are literally hundreds of other diseases that can lead to qualification as well.  The key is that the symptoms of the disease result in you having a problem with one or more of the following activities. Having a problem means that it takes you significantly longer to do the activity than it would take a person of your age without the problem to do the activity:

  • Walking
  • Dressing
  • Eating
  • Hearing
  • Seeing
  • Speaking
  • Bowel or Bladder Functions
  • Mental Functioning
  • Life Sustaining Therapy
  • Type 1 Diabetes

So for example, chronic pain often leads to qualification, whether it is caused by back, leg or hip problems, arthritis, diabetes or otherwise.  It becomes harder to walk when you are in pain and so you walk slower than a healthy person of your age does.

If you suffer from pain or weakness or a loss of dexterity or movement in your fingers, hands, arms, shoulders or back or neck such that it is hard and relatively time consuming for example to operate a can opener or peel a potato or cut meat or to shower and generally prepare yourself in the morning you will also likely qualify.

Many forms of stomach problems, including IBS, qualify because it results in you spending more time dealing with your bowel and bladder functions that a healthy person of your age does.

If your child has a form of autism, a learning or behavioural problem or other special needs your child will likely qualify.

Anxiety, depression, bi-polar disorder, addiction as well as many other form of psychological problems will also lead to qualification.

The point to bear in mind is that if the symptoms or effects of the disease result in you having a problem in one or more of the above set out activities, you owe it to yourself to call the disability experts at TAG to see if you qualify and what money is available to you and your family.  It is the responsible thing to do and best of all there is no risk because unless we are successful in getting you money, there is no charge.

It is not that you were not listening.  It’s simply that there we no advisors around you who were telling you anything.  More likely it is that the professionals that you deal with were not listening in tax class and so they were not in a position to properly tell you anything.  It was never a secret but the rules to it are buried deep in the Tax Act.

The programs have been part of the Tax Act in their various forms since 1944 and it has benefitted hundreds of thousands of Canadians.  Call the disability tax experts at TAG to see how there programs can benefit you and your family.

There are no up-front fees whatsoever when you work with TAG.  We will only charge you a fee if we are successful in getting you a tax refund from the Government of Canada and the Provinces.

For a detailed breakdown of our “pay only on success fees”, please contact our office.

We will meet with you at your residence or other convenient location and discuss your possible eligibility and the financial awards waiting for you.  If you decide to proceed, we will have you sign the required paperwork for us to process your claim.  Aside from taking the paperwork we have prepared for you to your doctor, there will be nothing more for you to do other than wait for your money.